tonymission

Chubb is just crushing me on these 964s... they aren't treating them as the occasional toys they are and just matching the agreed value to a premium number. Their main exposure is my garage burning down and they can't get their head around the fact that I can't drive 6 cars at once.
Who is the best option to insurance a few of these with a wide range of agreed value while also understanding they aren't really being driven that much compared to a regular car that sees 10-15k miles a year? I'm totally fine with mile restrictions per year also.

Thanks for any feedback gents!

Deserion

Check out Leland-West. My policy (55k agreed, 6k miles/year with occasional commute) is about $60/mo with the PCA discount. I'm sure others will chime in with their experiences, so far L-W has been smooth for me.

jon91581

I'm using Safeco's classic car coverage right now on my 964. I've got a $50K agreed upon value policy with regular use of up to 10,000 miles and $100 deductible for less than $400/year. Fingers crossed that I never have to use it, but the language in the policy documents clearly states that I don't have to limit use to just car shows, parades, weekends, holidays, etc. Coverage is comprehensive for collision and "other than collsion" damages.

GoatFarmer

$29.24/month at $90k agreed value on '94 C2 with State Farm. I have 5 other cars (3 regular use) and 3 homes also insured with them.

tonymission

Good feedback so far, thanks!
First quote I'm getting back is Kemper Auto - Classic Collectors under Infinity insurance per my broker.
He's also reaching out to Hagerty and I will probably try a couple of the others mentioned here.

EDIT - Now he's telling me that Chubb may have a classic car product with reduced miles and better rates. Where was this for the last two years buddy?

AFKC

I have State Farm. $80k agreed value on a 91 C2. They just wanted a lot of pictures of the condition of the car.

tonymission

Yeah, my incoming minty might be a bit of a problem for the AV that I'm going for. =x

Mark in Baltimore

Check out Heacock. Been happy with their common sense underwriting but have never made a claim.

pu911rsr

I use Allstate but they will only go to $150k coverage after that I use Hagerty
Phil

xgrudgex

Check out Grundy as well, they have been good to me.

PhillyNate

I do not have a 964 however I also have my Porsche insured with Leland-West. They are ridiculously inexpensive for A LOT of coverage. Their customer service on the other hand is nearly a kin to me telling my 9 month old what I need done.

mooty

I have Hagerty, VERY expensive. but service is great.

RallyeChris

I'm a Grundy guy. Have 2 cars with them, including my 964. They went to $60k agreed value on my 964. Anything more will require some good documentation to justify. However, $100k total agreed value on 2 cars is around $800 for the year. I don't believe Grundy has mileage restrictions. Only filed 1 claim for a windshield a couple years ago on the 964. No issues getting paid. No change in my premium since.

964Luftballoon

I have Grundy Collectors insurance and they've been pretty solid thus far.

911Jetta

I have AV with SF. To ensure AV, had to get car appraised, which is good in this market as it set a nice baseline and actually increased my AV. Given the rarity of Minty I would definitely recommend getting it appraised as not everyone is going to get the extreme value a color can bring to a car...