Notices
991 GT3, GT3RS, GT2RS and 911R 2012-2019
Sponsored by:
Sponsored by:

best auto insurance for rarely driven GT3?

Thread Tools
 
Search this Thread
 
Old 05-09-2023, 12:56 PM
  #16  
cds4402
Rennlist Member
 
cds4402's Avatar
 
Join Date: Jun 2012
Posts: 934
Received 200 Likes on 70 Posts
Default

Originally Posted by Tpup
I def need to look around. I live in FL which I'm told by USAA is the most expensive state in the US. I pay:

15 Macan S - $1,846
17 C4S - $2,138/yr
18 GT3 - $2,120/yr

The Macan is 9 years old and has 35K on it. The C4S has 4K on it and the GT3 has 1K on it.

I'll looking the Porsche insurance since I don't drive them much...
USAA is always crazy expensive. With Geico I pay about 60% of what it would cost to insure under USAA for the exact same coverage. Yes, I know USAA service is great, but Geico hasn’t screwed me over yet.
Old 05-09-2023, 03:55 PM
  #17  
Tpup
Rennlist Member
 
Tpup's Avatar
 
Join Date: Aug 2008
Location: Winter Park, FL
Posts: 624
Received 270 Likes on 131 Posts
Default

Originally Posted by cds4402
USAA is always crazy expensive. With Geico I pay about 60% of what it would cost to insure under USAA for the exact same coverage. Yes, I know USAA service is great, but Geico hasn’t screwed me over yet.
IMO USAA has gone into the pooper in the last decade...
The following users liked this post:
SDB (05-18-2023)
Old 05-09-2023, 04:48 PM
  #18  
wkf94025
Rennlist Member
 
wkf94025's Avatar
 
Join Date: Dec 2019
Location: SF Bay Area, CA, USA
Posts: 853
Received 532 Likes on 247 Posts
Default

Dang. CA based, and paying $1800/year for my GT3, and $1400/year each for 996 Turbos. Everything currently with State Farm, who insures my life, Medicare gap, home, rentals, jewelry, umbrella, etc.
Old 05-10-2023, 11:04 PM
  #19  
BryanCO
Drifting
 
BryanCO's Avatar
 
Join Date: Feb 2014
Location: Colorado Springs
Posts: 2,941
Received 208 Likes on 148 Posts
Default

Originally Posted by kaylie
Porsche auto, pay per miles. I pay like $500 for 6 months 275k agreed value on a gt3992
Colorado is not listed….
Old 05-10-2023, 11:06 PM
  #20  
BryanCO
Drifting
 
BryanCO's Avatar
 
Join Date: Feb 2014
Location: Colorado Springs
Posts: 2,941
Received 208 Likes on 148 Posts
Default

Originally Posted by Drifting
I'd appreciate some recommendations for auto insurance for a rarely driven GT3. I live in the Rocky Mountains and the driving season is only May-October. I love my GT3, but only put 1500 miles a year on her.
I'm thinking it would be best to have a separate auto policy for my GT3 that reflects that it is rarely used. It is mostly a track car for me, I drive to and from the track once a month during the driving season and take a few long weekend trips with her each year, but that is it.

I've had state farm, progressive, geico. I have turned my collision coverage off during the winter, but I wonder if there is a better way to insure my car separately since I drive the wheels off my other cars, but not my GT3.

Suggestions?

I have my 997 on my Progressive policy. I put it in ‘storage’ mode (basically only Comp) for winter.
Old 05-11-2023, 08:36 PM
  #21  
Tpup
Rennlist Member
 
Tpup's Avatar
 
Join Date: Aug 2008
Location: Winter Park, FL
Posts: 624
Received 270 Likes on 131 Posts
Default

FYI I did run a quote on the Porsche site and it's about 1,100/yr cheaper than USAA but it's a base fee + miles. I was pretty conservative on miles (rounded up to a number at least 1K higher than my current trend. That's for 3 cars (C4s, GT3T, Macan S).
Old 05-17-2023, 02:28 PM
  #22  
737gdog
Burning Brakes
 
737gdog's Avatar
 
Join Date: Nov 2017
Location: GA, FL, EZE
Posts: 808
Received 538 Likes on 265 Posts
Default

Been using Porsche insurance on my ‘19 T for two years now. Just paid $338 for the next six months. Average about 1k miles every six months. Agreed value on my T is 100k.
Old 05-18-2023, 12:01 PM
  #23  
E55 Bulldog
Rennlist Member
 
E55 Bulldog's Avatar
 
Join Date: Nov 2011
Posts: 78
Received 38 Likes on 18 Posts
Default

I use american modern and they are very reasonable for my situation
The following users liked this post:
Thrownaway (05-18-2023)
Old 05-18-2023, 12:25 PM
  #24  
bogey1
Rennlist Member
 
bogey1's Avatar
 
Join Date: Mar 2003
Location: Atlanta, GA / Lake Keowee, SC
Posts: 1,024
Received 218 Likes on 110 Posts
Default

I've used Leland West (agreed value) for many years. Seeing this thread, I'm shopping. I'm overpaying by 50%++.
Old 05-18-2023, 01:14 PM
  #25  
Thrownaway
Rennlist Member
 
Thrownaway's Avatar
 
Join Date: May 2020
Posts: 186
Received 34 Likes on 20 Posts
Default

American Modern underwrites https://www.classicins.com/.



Quick Reply: best auto insurance for rarely driven GT3?



All times are GMT -3. The time now is 08:08 AM.