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best auto insurance for rarely driven GT3?

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Old 05-07-2023, 06:22 PM
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Drifting
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Default best auto insurance for rarely driven GT3?

I'd appreciate some recommendations for auto insurance for a rarely driven GT3. I live in the Rocky Mountains and the driving season is only May-October. I love my GT3, but only put 1500 miles a year on her.
I'm thinking it would be best to have a separate auto policy for my GT3 that reflects that it is rarely used. It is mostly a track car for me, I drive to and from the track once a month during the driving season and take a few long weekend trips with her each year, but that is it.

I've had state farm, progressive, geico. I have turned my collision coverage off during the winter, but I wonder if there is a better way to insure my car separately since I drive the wheels off my other cars, but not my GT3.

Suggestions?

Last edited by Drifting; 05-07-2023 at 07:26 PM.
Old 05-07-2023, 07:02 PM
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kaylie
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Porsche auto, pay per miles. I pay like $500 for 6 months 275k agreed value on a gt3992
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Larry Cable (05-08-2023)
Old 05-07-2023, 07:07 PM
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mrhamamg
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Originally Posted by kaylie
Porsche auto, pay per miles. I pay like $500 for 6 months 275k agreed value on a gt3992
epic find wow. how many miles roughly for the $500 / 6 mo pricing?
Old 05-08-2023, 01:30 AM
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kaylie
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Originally Posted by mrhamamg
epic find wow. how many miles roughly for the $500 / 6 mo pricing?
2000/yr
Old 05-08-2023, 09:14 AM
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ParadiseGT3
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Geico for RS, $484 per 6 months, 2,500 mls/yr.

Part of overall policy including same dd as you
Old 05-08-2023, 11:48 AM
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konaforever
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Originally Posted by ParadiseGT3
Geico for RS, $484 per 6 months, 2,500 mls/yr.

Part of overall policy including same dd as you
Same.
Old 05-08-2023, 12:10 PM
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MKIVdan
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I think it also depends where you live. I pay 2K a year for Grundy but I also live in the great Los Angeles area so accidents are higher so they rate based on the crappy drivers around you.
Old 05-08-2023, 12:34 PM
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DDE997
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I pay $800 pear year on my .1 gt3, in so cal, added on is 2 bmws, and home owners insurance bundle.

Old 05-08-2023, 08:19 PM
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NHmacan
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Originally Posted by kaylie
Porsche auto, pay per miles. I pay like $500 for 6 months 275k agreed value on a gt3992
I pay about $800 per year for my .2 GT3 it is bundled with 2 other cars I do not have a milage restriction. I am in the Northeast and also take collision off from December 1st to April 1st. I have a broker that I use they often have access to companies that don't sell direct to consumer. I currently have Hanover insurance.
Old 05-08-2023, 09:53 PM
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Larry Cable
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Originally Posted by kaylie
Porsche auto, pay per miles. I pay like $500 for 6 months 275k agreed value on a gt3992
https://www.porscheautoinsurance.com/receive-a-quote
Old 05-09-2023, 10:28 AM
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Tpup
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I def need to look around. I live in FL which I'm told by USAA is the most expensive state in the US. I pay:

15 Macan S - $1,846
17 C4S - $2,138/yr
18 GT3 - $2,120/yr

The Macan is 9 years old and has 35K on it. The C4S has 4K on it and the GT3 has 1K on it.

I'll looking the Porsche insurance since I don't drive them much...
Old 05-09-2023, 11:17 AM
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ParadiseGT3
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Originally Posted by Tpup
I def need to look around. I live in FL which I'm told by USAA is the most expensive state in the US. I pay:

15 Macan S - $1,846
17 C4S - $2,138/yr
18 GT3 - $2,120/yr

The Macan is 9 years old and has 35K on it. The C4S has 4K on it and the GT3 has 1K on it.

I'll looking the Porsche insurance since I don't drive them much...
Yeah that's exorbitant, try Geico. Same state.
Old 05-09-2023, 11:27 AM
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Ro_Ja Boy
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Originally Posted by Larry Cable
Weird...only a couple handful of states can use.

May call Geico...this thread is making me realize I'm paying a lot.
Old 05-09-2023, 12:22 PM
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Thrownaway
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https://www.classicins.com/

I use them for my hobby cars. Excellent service
Old 05-09-2023, 12:28 PM
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Larry Cable
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Originally Posted by Ro_Ja Boy
Weird...only a couple handful of states can use.

May call Geico...this thread is making me realize I'm paying a lot.
I have Haggerty for the GT3 - expensive ... Mercury for the Spyder - more reasonable


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