txpackers

Yes, they cover in California. I’m using them for my Carrera S. I have State Farm for all my other insurance (home, autos, umbrella) and have been with them since 1990. Even with all the discounts I get, they were more expensive than Porsche.

3uros

Porsche Auto Insurance is temporarily not writing new policies in CA... I've checked every day for a month to no avail. I was forced to go with State Farm at $375/month for a C2, however, I was also forced to accept a 15 day waiting period before the insurance kicks in. Geico, Progressive, and AAA all quoted insane premiums (Geico was close to $1500 a month). I'm married with no points and a small comp claim over 5 years ago. Hagerty and Toggle were closer to $500/month but Hagerty wanted $1000 down.

Jkb545

Are these extraordinary high rates a California thing? I live in the Midwest. When I got a quote for adding a 992 turbo to my policy, it was about $220 a month additional w Geico. My turbo is coming in a couple of months.

WP0

As mentioned above, if you drive less than 10,000 miles per year, you should look into Mile Auto Insurance, which is the actual insurer for Porsche Auto Insurance. . .
At least GEICO is consistent: I'm in FL, and GEICO quoted me 20,000 per year; PAI is only 3,000 per year. . . you probably don't want State Farm either, based on what a local (FL) body shop told me: State Farm is the worst in getting repairs paid for: there's a class action lawsuit against them in FL and GA for non-payment of labor to repair Porsches.
(Part of me almost wonders if this is a conspiracy to drive Porsche 911 prices down: make them uninsurable, or too expensive to insure, and therefore undriveable by most)

dvu

Will be looking for insurance soon as well. Building of my base 911 to start in May. When do you typically have access to a VIN so as to get a a more accurate insurance quote.

suffer

I just tried getting a quote from Mile Auto and they won't even offer me coverage.

Evolution1

I have State farm in New Jersey, I find them to be very fair for car Insurance
Porsche 2024 911 T $128.07
I do have home insurance coverage with them also,it seems to me the rates might be based on zip codes.

Biohazard

Mine went up around similar amount adding it with my Macan.
You should see a VIN show up soon. I had mine a little before build.

These rates folks are saying are just insane. Especially since most of us are adding the 911 and not using it as our only car.

nyca

The whole insurance market is insane now. I think I will go with Hagerty, in fact I'm even afraid to get a quote for the car from my regular insurance company - because I don't want to let them know I am trying to insure this car, they might balloon the rates on my daily drivers as "punishment" or decide to drop me entirely.

OpieSF

I have to second this, but to your point, I have home insurance, 2 cars, and an umbrella with them in WA state in King county, with the highest premiums in the state:
2024 911 Carrera S $159/mo

dvu

Thx for the info. Will the VIN be on the Porsche tracking links, or will my SA have to get it for me?

thx

3uros

It shows up on TYD a few days before your vehicle enters the body shop. It shows up on both the app and on the website.

slc4s

CA has all sorts of laws around insurance and how insurance companies can't (lots of grey area here so i'm generalizing) price based on risk. Because of this a ton of insurance companies are pulling out of the state all together. Its quite insane. I just had to renew and my broker went to 8 companies and only 2 would insure a Porsche in Los Angeles. For the porsche I was paying about 380/month before this renewal and it went up this year to about $515/month to insure. So for a 2024 Escalade, a 2023 Wrangler 392 and a 2024 Targa 4S I pay $931/month. Brutal.

EDIT: just for further context i'm early 40s, never claimed a penny on any of my insurance policies, perfect driving record.

3uros

It's a blessing and a curse..on one hand insurance companies can't price gouge dramatically (I think that's an issue in states like FL) but on the other hand the insurance companies are giving us the middle finger by not even writing new policies in the state.

nyca

Get a VIN for any actual car from a dealer website and give the insurance companies that VIN for pricing.