G80

Ive heard Chubb are excellent.

Hanover were very good to deal with in my case. They handled everything.

One other piece of advice from my two recent unfortunate incidents, if someone hits you, don’t even speak to their insurance. Go through your own insurance, they will happily pay out everything and anything and they will them bill or ‘subrogate’ the claim to the at fault party.

It’s a much nicer experience rather than dealing with some other persons insurance’ call Center.

Going through my own policy didn’t impact my premium in the slightest as the other party was at fault and was all documented

DIMINISHEDVALUE

I have never heard of an insurance company paying their insured's diminished value claim then subrogating to the responsible party's insurer. Is that what you are saying happened?

G80

No, not the DV part. Just the primary claim being subrogated

JG 996T

the only DV claim you have to worry about is dropping a tricycle on the hood - - - cant have been out of the garage too many times in the past 16/17 years w/ only 1k miles