isugoo

I'm using Costco and it's very cheap. Not the best service but good enough - human answers, asked questions, they require me to submit odometer readings since my 911 is garage queen (under 5k miles/yr). I rather save money and deal with not the best service when I have to.
I live in SoCal (auto insurance is pretty high here) and have 3 cars (2018 911 GTS, 2024 Macan T, 2022 330E) and semiannual premium is only $1,168 (500 deductible, no rental + 25 convenience fee).
Just throw you guys an option for super inexpensive but costco-backed insurance with ok service and super low premium.

dak911

Not available in FLORIDA

CarGuy07

no longer offering new policies for California.

SkyHook

Check out Amica. They are rated way up there on claims service and customer service. I’ve had a windshield claim on the Macan and a claim on the wife’s Cadillac when someone backed into it (parked). Amica was great; followed up to make sure repairs were completed, etc

CarGuy07

Had Amica for a year or so. They were great and CS was fantastic. Geico was a few hundreds cheaper and included MBI. I reached back out to Amica two years ago and their rate was still quite higher. Might be worth looking into them again.

isugoo

I didn't know that. due to recent weather issue (earthquake and heavy rain damage), I know more of insurance companies are not renewing/offering home insurance but I had no idea car insurance is no longer offered. what could be the reason for that?

dak911

As always Follow the money

wasntme

I have had Progressive for many years (in Virgina) and we have never had a problem. We recently totalled our car in a wreck and they paid out quickly and without issue. We've had 2 other incidents over the last 7 years and never an issue with Progressive.

///Bruce

You’re not. All, ALL forms of insurance are increasing. I live in Houston area. My home owners insurance was through UPC. When Florida got recently trashed by a hurricane, UPC closed their doors and no one (no other insurance company) picked up the policy. I have no claims. That left me with 5 days to find anyone who would write a policy. My auto insurance is with Geico. Rates have jumped. Natural disasters, stupid under-educated uninsured drivers, Korean cars easily stolen, poor infrastructures, several states no longer requiring safety checks…. Oh. And inflation.

Diablo Dude

Im in California and have Grundy.

In contrast to all of the media reports that auto insurers were playing catch-up after Covid with rates going up 30%, my rate remained unchanged for 2024.

I also have a good friend who manages a very large BMW Collision Center with 40 employees. He says that the worst insurers that he's dealt with are State Farm and Allstate. The best?

Chubb.

mark8

I know cost varies based on a lot of factors, but I'm telling you guys... Erie Insurance. Very solid company that has been around a long time. My cost for a year on the 2020 Macan Turbo (CPO, 20k miles on the clock) I just picked up (original sticker $113k), costs me $1150 for the year with collision deductible of $500, comprehensive deductible of $100, and standard allowances for liability, etc.

I've never had another company touch their rates and they have always been very easy to work with when a claim is required. Check them out. And no I don't have any affiliation with them. I'm a software engineer...